The Federal Ministry of Housing and Urban Development (FMHUD) will open its application platform for eligible Nigerians seeking to own homes under the 5,000 Harmony Renewed Hope Housing Units being developed in partnership with Harmony Gardens and Estate Development Limited in Ibeju-Lekki, Lagos State.
The development follows the successful groundbreaking ceremony held on Friday at Lekki Aviation Town, Yegunda Government Resettlement Scheme, Ibeju-Lekki, the ministry said in a statement on Monday.
It said that following the successful groundbreaking ceremony, the FMHUD is expected to open the official application platform for eligible Nigerians interested in acquiring homes under the Harmony Renewed Hope Housing Programme.
Speaking at the groundbreaking ceremony, the Minister of Housing and Urban Development, Muttaqha Darma, said President Bola Tinubu remained concerned about Nigeria’s estimated 15 million housing deficit, which affects about 120 million Nigerians.
He said the federal government was considering a nationwide social housing initiative involving the construction of 100 housing units in each local government area, alongside a proposed 100,000-unit housing programme.
According to him, feasibility assessments and costing exercises were underway to accommodate differences in construction costs across states and ensure that the proposed developments respond to the housing needs of Nigerians.
In his remarks, the Managing Director and Chief Executive Officer of Harmony Gardens and Estate Development Limited, Audullahi Mosadoluwa, described the partnership as an important opportunity to make homeownership more accessible through structured and affordable payment arrangements.
He explained that the initiative was designed not merely to construct residential buildings but to develop sustainable communities where Nigerians could own homes through mortgage financing rather than depending entirely on outright payments.
He encouraged parents who desire to secure homes in Lagos for their children, including those studying, working or planning to settle in the state, to take advantage of the opportunity to explore available housing and mortgage options.
He also called on Nigerians living abroad who intend to return home, retire in Lagos or provide permanent accommodation for their families to begin making enquiries about the programme.
According to him, homeownership should not remain an aspiration reserved for those capable of making full upfront payments, particularly when structured mortgage financing can provide a more practical route for eligible Nigerians to acquire residential properties.
He reaffirmed Harmony Gardens’ commitment to delivering the 5,000 housing units within the agreed 36-month period, supported by essential infrastructure, environmental responsibility and sustainable community planning.
Who can apply
Civil servants, private-sector employees, entrepreneurs, Nigerians living abroad, parents planning for their children’s future and individuals seeking permanent family homes in Lagos are encouraged to begin exploring their eligibility and financing options.
The statement said interested applicants may enquire through the Federal Mortgage Bank of Nigeria or their existing mortgage banks about available mortgage financing arrangements.
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Those who require guidance on the application process, available housing categories, documentation and eligibility requirements may also contact Harmony Gardens directly.
“Interested applicants may also contact Harmony Gardens directly on 08034775527 for guidance on available housing options, eligibility requirements, documentation and mortgage application procedures.”
It noted that the housing initiative will deliver 5,000 residential units across Lekki Aviation Town, The Parliament and GranVille Estate within 36 months, providing opportunities for eligible Nigerians at home and abroad to acquire homes along the Lekki-Epe corridor through structured mortgage financing and flexible payment arrangements, subject to applicable financing conditions.
“The 5,000 Harmony Renewed Hope Housing Units represent another step in the implementation of President Bola Tinubu’s Renewed Hope housing agenda through collaboration between the federal government and indigenous private-sector developers. For Nigerians who have long desired to own a home in Lagos, or parents seeking to secure a lasting residential asset for their children, the successful groundbreaking presents an opportunity to begin preparing for the next stage of their homeownership journey,” the statement said.
